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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,864 | $167,353+127.0% | $143,797+164.2% | $134,545+182.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.67% | 0.48%-26.1pp | -0.04%-25.6pp | 418.37%-444.0pp |
| Employer contribution / active EE | $14,290 | $5,620+154.2% | $4,952+188.5% | $4,742+201.4% |
| Participant deferral / active EE | $11,930 | $6,447+85.0% | $5,638+111.6% | $6,401+86.4% |
| Admin fee / account holder | $14,400 | $18,096-20.4% | $14,679-1.9% | $11,431+26.0% |