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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,236 | $183,592+123.5% | $155,574+163.7% | $145,877+181.2% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 12.31% | 61.37%-49.1pp | 64.87%-52.6pp | 551.28%-539.0pp |
| Employer contribution / active EE | $18,029 | $5,317+239.1% | $4,676+285.6% | $4,663+286.6% |
| Participant deferral / active EE | $13,914 | $6,466+115.2% | $5,629+147.2% | $6,691+108.0% |
| Admin fee / account holder | $7,579 | $19,316-60.8% | $15,914-52.4% | $13,402-43.4% |