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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,741 | $172,111+143.3% | $150,298+178.6% | $137,256+205.1% |
| Participation rate | 85.0% | 81.7%+3.3pp | 77.8%+7.2pp | 80.0%+5.0pp |
| Annual return | 16.43% | 69.37%-52.9pp | 62.79%-46.4pp | 220.34%-203.9pp |
| Employer contribution / active EE | $17,144 | $4,636+269.8% | $4,154+312.7% | $4,156+312.5% |
| Participant deferral / active EE | $15,253 | $6,166+147.4% | $5,453+179.7% | $6,407+138.1% |
| Admin fee / account holder | $97,753 | $16,471+493.5% | $14,116+592.5% | $12,270+696.7% |