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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,558 | $81,504-6.1% | $102,437-25.3% | $80,959-5.4% |
| Participation rate | 91.2% | 66.9%+24.3pp | 74.5%+16.7pp | 67.7%+23.5pp |
| Annual return | 14.21% | 25.60%-11.4pp | 24.95%-10.7pp | 35.67%-21.5pp |
| Employer contribution / active EE | $1,719 | $3,104-44.6% | $3,871-55.6% | $2,757-37.6% |
| Participant deferral / active EE | $10,480 | $3,871+170.7% | $5,060+107.1% | $4,300+143.7% |
| Admin fee / account holder | $1,371 | $6,719-79.6% | $8,388-83.7% | $6,925-80.2% |