Retirement plan

MACO MANAGEMENT CO., INC. 401(K) PLAN

Name: MACO MANAGEMENT CO., INC. - MACO MANAGEMENT CO., INC. 401(K) PLAN (2017) Form 5500
Creator: MACO MANAGEMENT CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MACO MANAGEMENT CO., INC. 401(K) PLAN, MACO MANAGEMENT CO., INC.

MACO MANAGEMENT CO., INC.EIN 43-1370812Plan #001PY 2017

1708 NORTH DOUGLAS - MALDEN, MO 63863573-448-3000LinkedIn1-10 employeescomputer software

Prospect flagsLow returnsLow participationLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$1.4M

+26.4% from 2016

Total participants

539

-6.4% from 2016

Average account balance

$22,827

+32.7% from 2016

Annual return

14.44%

+7.96 pp from 2016

Benchmarks

See 565 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort565 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$46K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

15.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$201K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$600

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.89%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1819

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 6 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$4,960
FOUNDATION RESOURCE MANAGEMENT1 year Filed as: FOUNDATION WEALTH MANAGEMENT LLC Service code 27 8000 MARYLAND AVE STE 1165 · CLAYTON, MO 63105	Advisory (Plan)	$4,566
LINCOLN NATIONAL CORPORATION3+ years Service code 13 · EIN 35-1140070 1300 S CLINTON STREET · FORT WAYNE, IN 468012248	Contract Administrator	$3,697
STADION MONEY MANAGEMENT1 year Service code 26 · EIN 58-2099805	Advisory (Participants)	$1,252
BENEFITS OF MISSOURI, INC.1 year Filed as: BENEFITS OF MISSOURI INC Service code 15 · EIN 43-1344692 14323 S. OUTER FORTY · CHESTERFIELD, MO 63017	Recordkeeping	$125
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$14

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$15K

$28 / participant

Contract admin$15K100.0%

% of EOY assets

1.067%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: SFW PARTNERS, LLC
Auditor EIN: 431764273
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$22,827

$46,966-51.4%

$185,117-87.7%

$69,631-67.2%

Participation rate

8.9%

65.3%-56.3pp

77.3%-68.3pp

70.7%-61.8pp

Annual return

14.44%

22.36%-7.9pp

40.50%-26.1pp

27571.02%-27556.6pp

Employer contribution / active EE

$151

$1,360-88.9%

$4,182-96.4%

$2,032-92.6%

Participant deferral / active EE

$227

$3,017-92.5%

$5,045-95.5%

$3,224-93.0%

Admin fee / account holder

$244

$94+159.6%

$8,159-97.0%

$110+120.5%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$4,960

FOUNDATION RESOURCE MANAGEMENT1 year

Filed as: FOUNDATION WEALTH MANAGEMENT LLC

Service code 27

8000 MARYLAND AVE STE 1165 · CLAYTON, MO 63105

Advisory (Plan)

$4,566

LINCOLN NATIONAL CORPORATION3+ years

Service code 13 · EIN 35-1140070

1300 S CLINTON STREET · FORT WAYNE, IN 468012248

Contract Administrator

$3,697

STADION MONEY MANAGEMENT1 year

Service code 26 · EIN 58-2099805

Advisory (Participants)

$1,252

BENEFITS OF MISSOURI, INC.1 year

Filed as: BENEFITS OF MISSOURI INC

Service code 15 · EIN 43-1344692

14323 S. OUTER FORTY · CHESTERFIELD, MO 63017

Recordkeeping

$125

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Filed as: EMPOWER RETIREMENT ADVISORY SERVICE

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$14

MACO MANAGEMENT CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MACO MANAGEMENT CO., INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion