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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,397 | $28,109-13.2% | $71,086-65.7% | $56,287-56.7% |
| Participation rate | 49.1% | 40.4%+8.7pp | 54.7%-5.5pp | 69.9%-20.7pp |
| Annual return | -8.16% | -615.05%+606.9pp | 650.59%-658.7pp | -9.96%+1.8pp |
| Employer contribution / active EE | $0 | $558-100.0% | $1,088-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $539 | $1,116-51.7% | $1,874-71.3% | $3,350-83.9% |
| Admin fee / account holder | $457 | $585-21.8% | $3,082-85.2% | $521-12.2% |