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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,310 | $30,732-17.6% | $59,496-57.5% | $59,633-57.6% |
| Participation rate | 90.7% | 43.2%+47.5pp | 54.6%+36.2pp | 68.7%+22.1pp |
| Annual return | -0.14% | 4.47%-4.6pp | 182.05%-182.2pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $0 | $631-100.0% | $1,153-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,198 | $1,183+1.3% | $1,829-34.5% | $3,192-62.5% |
| Admin fee / account holder | $2,978 | $2,136+39.4% | $2,232+33.4% | $4,297-30.7% |