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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,638 | $129,737-37.8% | $119,126-32.3% | $154,746-47.9% |
| Participation rate | 28.6% | 78.9%-50.3pp | 75.8%-47.2pp | 80.7%-52.1pp |
| Annual return | 11.54% | 379.08%-367.5pp | 282.11%-270.6pp | 172.34%-160.8pp |
| Employer contribution / active EE | $1,123 | $4,375-74.3% | $4,034-72.2% | $4,379-74.4% |
| Participant deferral / active EE | $2,090 | $5,842-64.2% | $5,318-60.7% | $6,730-68.9% |
| Admin fee / account holder | $4,100 | $11,961-65.7% | $10,693-61.7% | $14,365-71.5% |