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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $529,667 | $98,766+436.3% | $149,730+253.7% | $79,852+563.3% |
| Participation rate | 90.0% | 75.8%+14.2pp | 82.5%+7.5pp | 69.6%+20.4pp |
| Annual return | 15.18% | 27.43%-12.2pp | 276.70%-261.5pp | 31.72%-16.5pp |
| Employer contribution / active EE | $5,748 | $3,217+78.7% | $4,645+23.7% | $2,471+132.6% |
| Participant deferral / active EE | $14,839 | $5,681+161.2% | $6,843+116.9% | $3,740+296.7% |
| Admin fee / account holder | $35,080 | $6,052+479.6% | $9,310+276.8% | $5,306+561.1% |