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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,467 | $77,816+279.7% | $123,552+139.1% | $64,173+360.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.75% | 12.49%-19.2pp | 119.20%-126.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $10,258 | $3,014+240.3% | $4,628+121.6% | $2,381+330.8% |
| Participant deferral / active EE | $13,748 | $5,240+162.4% | $6,426+113.9% | $3,470+296.2% |
| Admin fee / account holder | $33,921 | $5,519+514.6% | $9,285+265.3% | $4,887+594.0% |