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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,951 | $76,551+324.5% | $123,894+162.3% | $62,881+416.8% |
| Participation rate | 94.0% | 73.0%+21.0pp | 81.4%+12.6pp | 69.3%+24.7pp |
| Annual return | 9.94% | 18.68%-8.7pp | 47.52%-37.6pp | 20.14%-10.2pp |
| Employer contribution / active EE | $2,897 | $2,882+0.5% | $4,617-37.2% | $2,281+27.0% |
| Participant deferral / active EE | $18,106 | $4,840+274.1% | $5,984+202.6% | $3,203+465.3% |
| Admin fee / account holder | $12,391 | $4,826+156.8% | $8,357+48.3% | $4,296+188.4% |