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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,705 | $67,411+96.9% | $91,004+45.8% | $70,126+89.2% |
| Participation rate | 89.3% | 71.4%+17.9pp | 75.6%+13.7pp | 69.5%+19.7pp |
| Annual return | 11.41% | -40.16%+51.6pp | 4.60%+6.8pp | 73.15%-61.7pp |
| Employer contribution / active EE | $2,585 | $1,786+44.8% | $2,456+5.3% | $2,343+10.4% |
| Participant deferral / active EE | $5,985 | $2,823+112.0% | $3,548+68.7% | $3,332+79.6% |
| Admin fee / account holder | $14,598 | $4,236+244.6% | $5,417+169.5% | $4,645+214.2% |