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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,000 | $73,019+47.9% | $90,766+19.0% | $68,490+57.7% |
| Participation rate | 91.8% | 70.8%+21.0pp | 75.7%+16.1pp | 67.9%+23.9pp |
| Annual return | -22.16% | -13.81%-8.3pp | -12.16%-10.0pp | -7.85%-14.3pp |
| Employer contribution / active EE | $3,973 | $2,193+81.2% | $2,922+36.0% | $2,597+53.0% |
| Participant deferral / active EE | $8,007 | $3,626+120.8% | $4,565+75.4% | $4,028+98.8% |
| Admin fee / account holder | $4,065 | $5,897-31.1% | $8,446-51.9% | $5,403-24.8% |