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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,371 | $93,598-16.3% | $135,974-42.4% | $75,173+4.3% |
| Participation rate | 62.5% | 75.2%-12.7pp | 81.9%-19.4pp | 67.2%-4.7pp |
| Annual return | 15.84% | 30.89%-15.0pp | 68.30%-52.5pp | 160.72%-144.9pp |
| Employer contribution / active EE | $1,397 | $3,538-60.5% | $4,859-71.2% | $2,671-47.7% |
| Participant deferral / active EE | $3,033 | $6,405-52.6% | $7,760-60.9% | $4,126-26.5% |
| Admin fee / account holder | $16,420 | $6,978+135.3% | $10,767+52.5% | $5,651+190.6% |