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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,696 | $82,674-19.3% | $125,381-46.8% | $68,486-2.6% |
| Participation rate | 60.6% | 75.1%-14.5pp | 82.4%-21.8pp | 67.9%-7.3pp |
| Annual return | -16.81% | -5.97%-10.8pp | 572.31%-589.1pp | -7.85%-9.0pp |
| Employer contribution / active EE | $1,454 | $3,382-57.0% | $4,815-69.8% | $2,597-44.0% |
| Participant deferral / active EE | $2,978 | $6,111-51.3% | $7,448-60.0% | $4,028-26.0% |
| Admin fee / account holder | $2,842 | $6,277-54.7% | $10,007-71.6% | $5,404-47.4% |