Retirement plan

CREATIVE PLANNING COMPANIES EMPLOYER RETIREMENT CONTRIBUTION PLAN

Name: CREATIVE PLANNING, INC. - CREATIVE PLANNING COMPANIES EMPLOYER RETIREMENT CONTRIBUTION PLAN (2019) Form 5500
Creator: CREATIVE PLANNING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CREATIVE PLANNING COMPANIES EMPLOYER RETIREMENT CONTRIBUTION PLAN, CREATIVE PLANNING, INC.

CREATIVE PLANNING, INC.EIN 43-1270780Plan #001PY 2019

5454 W 110TH STREET - OVERLAND PARK, KS 66211913-338-2727creativeplanning.comLinkedIn1001-5000 employeesfinancial services

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed November 10, 2017

Plan administrator

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3400 College Blvd

Leawood State: KS Zip Code: 66211

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Plans declared (3)

Wealth Manager Deferred Compensation Plan115 emp
Managing Director Deferred Compensation Plan20 emp
Modified Managing Director Deferred Compensation Plan1 emp

Total covered: 136 employees

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Total assets (EOY)

$47.3M

-29.7% from 2016

Total participants

655

-24.9% from 2016

Average account balance

$73,752

-6.0% from 2016

Annual return

40.14%

-21.99 pp from 2016

Benchmarks

See 1,467 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants250-999

Cohort1,467 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$269.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$120K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,251

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$38.97M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$93

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.4 years Service code 15 · EIN 27-2037969	Recordkeeping	$45,432
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE TRUST COMPANY Service code 20 · EIN 27-4411131	Trustee (individual); Trustee (discre...	$26,282

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$72K

$120 / participant

Contract admin$45K63.4%
Other / not subdivided$26K36.6%

% of EOY assets

0.152%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOUSE PARK DOBRATZ & WIEBLER PC
Auditor EIN: 431562209
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$73,752

$88,515-16.7%

$162,185-54.5%

$67,584+9.1%

Participation rate

97.7%

86.8%+10.8pp

87.6%+10.1pp

71.3%+26.4pp

Annual return

40.14%

27.04%+13.1pp

115.61%-75.5pp

378.59%-338.4pp

Employer contribution / active EE

$4,258

$3,563+19.5%

$5,613-24.1%

$2,148+98.2%

Participant deferral / active EE

$9,610

$5,724+67.9%

$7,297+31.7%

$3,540+171.5%

Admin fee / account holder

$112

$124-9.5%

$10,844-99.0%

$142-21.4%

Provider

Service type

Compensation

NEWPORT GROUP, INC.4 years

Service code 15 · EIN 27-2037969

Recordkeeping

$45,432

TD AMERITRADE, INC.1 year

Filed as: TD AMERITRADE TRUST COMPANY

Service code 20 · EIN 27-4411131

Trustee (individual); Trustee (discre...

$26,282

CREATIVE PLANNING COMPANIES EMPLOYER RETIREMENT CONTRIBUTION PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (3)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CREATIVE PLANNING COMPANIES EMPLOYER RETIREMENT CONTRIBUTION PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (3)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion