| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 04-2647786 | Recordkeeping | $1,121,618 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,522 | $89,433-32.3% | $160,039-62.2% | $89,433-32.3% |
| Participation rate | 68.4% | 71.3%-2.9pp | 78.0%-9.6pp | 71.3%-2.9pp |
| Annual return | -17.28% | -11.88%-5.4pp | 409.10%-426.4pp | -11.88%-5.4pp |
| Employer contribution / active EE | $4,568 | $3,021+51.2% | $4,226+8.1% | $3,021+51.2% |
| Participant deferral / active EE | $3,063 | $5,125-40.2% | $6,184-50.5% | $5,125-40.2% |
| Admin fee / account holder | $15 | $79-81.0% | $8,716-99.8% | $79-81.0% |