| Provider | Service type | Compensation |
|---|---|---|
Filed as: FIDELITY INV. INST. OPS. CO. INC. Service code 12 · EIN 04-2647786 | Participant loan processing; Trustee ... | $1,317,253 |
COMMERCE BANK2+ years Filed as: THE COMMERCE TRUST COMPANY Service code 19 · EIN 48-0962626 | Securities Custodian | $1,130,496 |
Filed as: FIDELITY INST. INV. OPS. CO. INC. Service code 15 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,038 | $329,111-87.8% | $171,082-76.6% | $329,111-87.8% |
| Participation rate | 68.2% | 67.9%+0.3pp | 76.7%-8.5pp | 67.9%+0.3pp |
| Annual return | 8.92% | 16.35%-7.4pp | 32.56%-23.6pp | 16.35%-7.4pp |
| Employer contribution / active EE | $1,754 | $2,303-23.9% | $4,002-56.2% | $2,303-23.9% |
| Participant deferral / active EE | $1,795 | $3,682-51.3% | $4,797-62.6% | $3,682-51.3% |
| Admin fee / account holder | $35 | $754-95.3% | $8,520-99.6% | $754-95.3% |