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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,495 | $84,236-48.4% | $170,435-74.5% | $70,126-38.0% |
| Participation rate | 83.3% | 70.8%+12.5pp | 83.6%-0.3pp | 69.5%+13.8pp |
| Annual return | 7.73% | 23.06%-15.3pp | 205.94%-198.2pp | 73.15%-65.4pp |
| Employer contribution / active EE | $1,418 | $3,387-58.1% | $5,432-73.9% | $2,343-39.4% |
| Participant deferral / active EE | $2,923 | $3,086-5.3% | $4,939-40.8% | $3,332-12.3% |
| Admin fee / account holder | $3,507 | $5,698-38.5% | $13,881-74.7% | $4,645-24.5% |