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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,117 | $77,638-34.2% | $156,551-67.3% | $62,881-18.7% |
| Participation rate | 76.5% | 71.2%+5.3pp | 84.0%-7.5pp | 69.3%+7.2pp |
| Annual return | 4.09% | 50.33%-46.2pp | 32.23%-28.1pp | 20.14%-16.1pp |
| Employer contribution / active EE | $3,012 | $3,444-12.5% | $5,501-45.3% | $2,281+32.0% |
| Participant deferral / active EE | $2,885 | $3,046-5.3% | $4,871-40.8% | $3,203-9.9% |
| Admin fee / account holder | $3,461 | $5,561-37.8% | $13,028-73.4% | $4,296-19.4% |