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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $517,520 | $167,362+209.2% | $143,799+259.9% | $134,532+284.7% |
| Participation rate | 85.0% | 84.8%+0.2pp | 80.3%+4.7pp | 81.2%+3.8pp |
| Annual return | -3.39% | 0.47%-3.9pp | -0.04%-3.3pp | 418.27%-421.7pp |
| Employer contribution / active EE | $17,439 | $5,620+210.3% | $4,952+252.1% | $4,741+267.8% |
| Participant deferral / active EE | $14,785 | $6,447+129.3% | $5,638+162.2% | $6,401+131.0% |
| Admin fee / account holder | $21,227 | $18,094+17.3% | $14,677+44.6% | $11,429+85.7% |