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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,525 | $181,896+160.9% | $156,551+203.1% | $273,972+73.2% |
| Participation rate | 95.7% | 88.4%+7.3pp | 84.0%+11.6pp | 83.0%+12.6pp |
| Annual return | 6.97% | 30.74%-23.8pp | 32.23%-25.3pp | 41.46%-34.5pp |
| Employer contribution / active EE | $12,649 | $6,248+102.4% | $5,501+129.9% | $4,869+159.8% |
| Participant deferral / active EE | $11,583 | $5,550+108.7% | $4,871+137.8% | $5,287+119.1% |
| Admin fee / account holder | $23,338 | $15,560+50.0% | $13,028+79.1% | $10,133+130.3% |