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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO LP Service code 26 · EIN 43-0345811 | Advisory (Participants) | $56,827 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $6,314 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $204 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,159 | $75,058+232.0% | $152,301+63.6% | $64,340+287.3% |
| Participation rate | 97.4% | 60.9%+36.5pp | 82.4%+15.0pp | 55.2%+42.2pp |
| Annual return | 15.17% | 29.93%-14.8pp | 80.50%-65.3pp | 24.14%-9.0pp |
| Employer contribution / active EE | $6,043 | $2,605+132.0% | $4,624+30.7% | $1,862+224.6% |
| Participant deferral / active EE | $9,846 | $5,041+95.3% | $8,004+23.0% | $2,980+230.4% |
| Admin fee / account holder | $821 | $4,050-79.7% | $14,398-94.3% | $3,703-77.8% |