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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,895 | $89,370+62.1% | $141,197+2.6% | $72,976+98.6% |
| Participation rate | 95.7% | 75.1%+20.6pp | 82.5%+13.3pp | 69.5%+26.3pp |
| Annual return | 22.54% | 111.88%-89.3pp | 71.41%-48.9pp | 81.02%-58.5pp |
| Employer contribution / active EE | $4,666 | $3,115+49.8% | $4,736-1.5% | $2,440+91.2% |
| Participant deferral / active EE | $8,027 | $5,419+48.1% | $6,710+19.6% | $3,608+122.5% |
| Admin fee / account holder | $9,301 | $5,957+56.1% | $10,265-9.4% | $5,124+81.5% |