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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EDWARD D JONES & CO LP Service code 26 · EIN 43-0345811 | Advisory (Participants) | $56,827 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $6,314 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $204 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,159 | $88,360+182.0% | $145,433+71.3% | $67,986+266.5% |
| Participation rate | 97.4% | 65.5%+32.0pp | 82.1%+15.3pp | 57.2%+40.2pp |
| Annual return | 15.17% | 63.15%-48.0pp | 66.58%-51.4pp | 31.67%-16.5pp |
| Employer contribution / active EE | $6,043 | $3,054+97.9% | $4,554+32.7% | $2,019+199.4% |
| Participant deferral / active EE | $9,846 | $5,932+66.0% | $7,897+24.7% | $3,358+193.2% |
| Admin fee / account holder | $821 | $3,313-75.2% | $13,129-93.7% | $3,203-74.4% |