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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,654 | $117,895+26.1% | $102,460+45.1% | $145,897+1.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 15.49% | 31.92%-16.4pp | 29.47%-14.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,695 | $3,619-25.5% | $3,025-10.9% | $4,663-42.2% |
| Participant deferral / active EE | $8,814 | $5,736+53.6% | $5,056+74.3% | $6,689+31.8% |
| Admin fee / account holder | $18,289 | $13,353+37.0% | $9,460+93.3% | $13,390+36.6% |