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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,997 | $124,425+43.1% | $112,040+58.9% | $137,256+29.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.44% | 24.72%-7.3pp | 24.52%-7.1pp | 220.34%-202.9pp |
| Employer contribution / active EE | $3,842 | $3,411+12.6% | $2,954+30.1% | $4,156-7.6% |
| Participant deferral / active EE | $10,366 | $5,718+81.3% | $5,098+103.4% | $6,407+61.8% |
| Admin fee / account holder | $27,049 | $15,207+77.9% | $12,098+123.6% | $12,270+120.4% |