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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,460 | $69,118+83.0% | $53,647+135.7% | $138,895-9.0% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 19.95% | 248.26%-228.3pp | 358.33%-338.4pp | 145.39%-125.4pp |
| Employer contribution / active EE | $1,259 | $1,189+5.9% | $962+30.9% | $4,194-70.0% |
| Participant deferral / active EE | $2,124 | $2,274-6.6% | $1,813+17.1% | $6,396-66.8% |
| Admin fee / account holder | $17 | $2,724-99.4% | $2,460-99.3% | $12,562-99.9% |