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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,460 | $94,439+33.9% | $73,658+71.7% | $154,746-18.3% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | 19.95% | 28.25%-8.3pp | 29.72%-9.8pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,259 | $1,257+0.2% | $1,032+22.0% | $4,379-71.2% |
| Participant deferral / active EE | $2,124 | $2,527-15.9% | $2,062+3.0% | $6,730-68.4% |
| Admin fee / account holder | $17 | $3,843-99.6% | $3,357-99.5% | $14,365-99.9% |