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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,722 | $76,608+31.5% | $56,077+79.6% | $145,877-31.0% |
| Participation rate | 38.5% | 63.2%-24.8pp | 52.5%-14.0pp | 80.3%-41.8pp |
| Annual return | 14.55% | 3009.59%-2995.0pp | 1709.28%-1694.7pp | 551.28%-536.7pp |
| Employer contribution / active EE | $941 | $1,382-31.9% | $1,040-9.6% | $4,663-79.8% |
| Participant deferral / active EE | $1,610 | $2,624-38.6% | $1,954-17.6% | $6,691-75.9% |
| Admin fee / account holder | $22 | $3,325-99.3% | $2,825-99.2% | $13,402-99.8% |