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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3+ years Service code 15 · EIN 04-3046611 | Recordkeeping | $13,564 |
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,505 |
ADP BROKER-DEALER3+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,376 | $71,192-40.5% | $117,861-64.0% | $62,293-32.0% |
| Participation rate | 65.7% | 74.2%-8.5pp | 79.7%-14.0pp | 69.5%-3.8pp |
| Annual return | 20.38% | 18.66%+1.7pp | 335.11%-314.7pp | 28.90%-8.5pp |
| Employer contribution / active EE | $898 | $1,934-53.5% | $3,786-76.3% | $2,042-56.0% |
| Participant deferral / active EE | $2,774 | $3,189-13.0% | $4,482-38.1% | $3,169-12.5% |
| Admin fee / account holder | $104 | $587-82.3% | $8,021-98.7% | $479-78.3% |