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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,944 | $124,425-76.7% | $112,040-74.2% | $137,256-78.9% |
| Participation rate | 90.0% | 79.3%+10.7pp | 76.5%+13.5pp | 80.0%+10.0pp |
| Annual return | 16.10% | 24.72%-8.6pp | 24.52%-8.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $2,118 | $3,411-37.9% | $2,954-28.3% | $4,156-49.0% |
| Participant deferral / active EE | $4,753 | $5,718-16.9% | $5,098-6.8% | $6,407-25.8% |
| Admin fee / account holder | $713 | $15,207-95.3% | $12,098-94.1% | $12,270-94.2% |