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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,068 | $95,404+18.5% | $113,397-0.3% | $82,637+36.8% |
| Participation rate | 75.0% | 72.8%+2.2pp | 76.5%-1.5pp | 68.1%+6.9pp |
| Annual return | 5.32% | 19.08%-13.8pp | 23.20%-17.9pp | 53.51%-48.2pp |
| Employer contribution / active EE | $1,073 | $2,307-53.5% | $2,977-64.0% | $2,552-58.0% |
| Participant deferral / active EE | $3,478 | $4,220-17.6% | $5,076-31.5% | $4,126-15.7% |
| Admin fee / account holder | $22,654 | $9,168+147.1% | $11,957+89.5% | $7,339+208.7% |