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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,709 | $72,492+48.6% | $87,104+23.7% | $72,975+47.6% |
| Participation rate | 73.8% | 72.8%+1.0pp | 76.9%-3.1pp | 69.5%+4.3pp |
| Annual return | 14.99% | 24.46%-9.5pp | 28.19%-13.2pp | 81.01%-66.0pp |
| Employer contribution / active EE | $835 | $1,894-55.9% | $2,521-66.9% | $2,440-65.8% |
| Participant deferral / active EE | $3,443 | $3,270+5.3% | $4,048-15.0% | $3,608-4.6% |
| Admin fee / account holder | $31,180 | $5,055+516.8% | $7,491+316.2% | $5,124+508.5% |