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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,347 | $91,536-57.0% | $130,062-69.7% | $75,177-47.7% |
| Participation rate | 58.2% | 71.5%-13.3pp | 78.5%-20.3pp | 67.2%-9.0pp |
| Annual return | 21.11% | -631.62%+652.7pp | -137.37%+158.5pp | 160.75%-139.6pp |
| Employer contribution / active EE | $855 | $2,845-69.9% | $4,322-80.2% | $2,671-68.0% |
| Participant deferral / active EE | $2,168 | $4,343-50.1% | $5,821-62.8% | $4,126-47.5% |
| Admin fee / account holder | $5,772 | $6,780-14.9% | $10,601-45.5% | $5,651+2.1% |