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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,812 | $99,994-62.2% | $146,647-74.2% | $85,851-56.0% |
| Participation rate | 65.2% | 73.1%-7.8pp | 80.1%-14.9pp | 69.3%-4.1pp |
| Annual return | 17.82% | 18.93%-1.1pp | 22.75%-4.9pp | 318.63%-300.8pp |
| Employer contribution / active EE | $773 | $2,559-69.8% | $4,137-81.3% | $2,565-69.9% |
| Participant deferral / active EE | $1,899 | $4,006-52.6% | $5,506-65.5% | $3,952-51.9% |
| Admin fee / account holder | $477 | $7,703-93.8% | $10,281-95.4% | $6,261-92.4% |