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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,917 | $83,485-71.4% | $125,195-80.9% | $72,976-67.2% |
| Participation rate | 75.8% | 73.3%+2.5pp | 79.8%-4.0pp | 69.5%+6.3pp |
| Annual return | 24.15% | 25.77%-1.6pp | 43.79%-19.6pp | 81.02%-56.9pp |
| Employer contribution / active EE | $827 | $2,346-64.7% | $3,866-78.6% | $2,440-66.1% |
| Participant deferral / active EE | $1,983 | $3,586-44.7% | $4,937-59.8% | $3,608-45.0% |
| Admin fee / account holder | $317 | $5,518-94.2% | $9,704-96.7% | $5,124-93.8% |