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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $44,562 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING INC Service code 26 · EIN 43-1270780 | Advisory (Participants) | $32,064 |
Filed as: SCHWAB RET PLAN SERVICE, INC Service code 15 · EIN 34-1479833 | Recordkeeping | $29,634 |
Filed as: FINANCIAL ADVISORY SERVICE, INC Service code 26 · EIN 48-0948682 | Advisory (Participants) | $22,661 |
Service code 33 · EIN 94-1737782 | Direct payment from the plan; Float r... | $3,549 |
BMO HARRIS BANK NA2 years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Filed as: CHARLES SCHWAB & CO. INC AND AFFILI Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,702 | $46,173+668.2% | $170,435+108.1% | $69,631+409.4% |
| Participation rate | 99.7% | 63.9%+35.8pp | 83.6%+16.1pp | 70.7%+29.0pp |
| Annual return | 17.24% | 21.62%-4.4pp | 205.94%-188.7pp | 27571.02%-27553.8pp |
| Employer contribution / active EE | $24,374 | $1,610+1414.2% | $5,432+348.7% | $2,032+1099.4% |
| Participant deferral / active EE | $10,963 | $2,080+427.0% | $4,939+122.0% | $3,224+240.1% |
| Admin fee / account holder | $379 | $116+226.7% | $13,881-97.3% | $110+243.1% |