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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $78,201 |
Service code 28 4747 WEST 135TH STREET · LEAWOOD, KS 66224 | Investment Management | $22,553 |
COMMERCE BANK1 year Filed as: COMMERCE TRUST COMPANY Service code 28 922 WALNUT STREET · KANSAS CITY, MO 64106 | Investment Management | $11,888 |
BMO HARRIS BANK NA2+ years Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
BMO HARRIS BANK NA1 year Filed as: BMO HARRIS BANK, N.A. Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,325 | $36,916+737.9% | $156,551+97.6% | $57,658+436.5% |
| Participation rate | 99.4% | 63.4%+35.9pp | 84.0%+15.3pp | 70.2%+29.1pp |
| Annual return | 5.91% | 12.38%-6.5pp | 32.23%-26.3pp | 5.13%+0.8pp |
| Employer contribution / active EE | $23,914 | $1,571+1422.7% | $5,501+334.7% | $1,974+1111.6% |
| Participant deferral / active EE | $10,213 | $1,926+430.4% | $4,871+109.7% | $3,061+233.7% |
| Admin fee / account holder | $316 | $82+282.7% | $13,028-97.6% | $95+233.9% |