Filed May 26, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $101,605 |
MONETA GROUP LLC4 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $57,167 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $16,538 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,662 | $85,144-27.6% | $130,062-52.6% | $80,169-23.1% |
| Participation rate | 82.2% | 79.5%+2.7pp | 78.5%+3.7pp | 72.9%+9.2pp |
| Annual return | 22.11% | 23.78%-1.7pp | -137.37%+159.5pp | 40.39%-18.3pp |
| Employer contribution / active EE | $2,882 | $3,059-5.8% | $4,322-33.3% | $2,978-3.3% |
| Participant deferral / active EE | $3,749 | $4,992-24.9% | $5,821-35.6% | $5,016-25.3% |
| Admin fee / account holder | $137 | $392-65.0% | $10,601-98.7% | $145-5.3% |