Filed May 26, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $92,994 |
MONETA GROUP LLC3 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $60,239 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $20,990 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,138 | $71,142-11.2% | $119,634-47.2% | $64,824-2.6% |
| Participation rate | 98.6% | 78.6%+20.0pp | 79.3%+19.4pp | 71.5%+27.2pp |
| Annual return | -14.60% | -10.01%-4.6pp | -14.98%+0.4pp | 32.84%-47.4pp |
| Employer contribution / active EE | $4,348 | $2,497+74.1% | $4,232+2.7% | $2,507+73.4% |
| Participant deferral / active EE | $5,481 | $4,490+22.1% | $5,601-2.1% | $4,311+27.1% |
| Admin fee / account holder | $176 | $162+8.6% | $10,329-98.3% | $188-6.2% |