Filed May 26, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $153,170 |
MONETA GROUP LLC5 years Service code 27 · EIN 20-1903821 | Advisory (Plan) | $38,479 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $28,073 |
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,002 | $89,465-11.7% | $164,866-52.1% | $77,671+1.7% |
| Participation rate | 98.4% | 78.6%+19.8pp | 78.6%+19.8pp | 70.6%+27.8pp |
| Annual return | 13.68% | 28.81%-15.1pp | 69.97%-56.3pp | 31.21%-17.5pp |
| Employer contribution / active EE | $4,300 | $2,568+67.5% | $4,343-1.0% | $2,726+57.7% |
| Participant deferral / active EE | $5,871 | $4,897+19.9% | $6,033-2.7% | $4,648+26.3% |
| Admin fee / account holder | $189 | $340-44.4% | $12,689-98.5% | $430-56.1% |