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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,651 | $152,587-20.3% | $125,175-2.8% | $152,870-20.4% |
| Participation rate | 66.7% | 83.3%-16.7pp | 79.8%-13.1pp | 82.4%-15.8pp |
| Annual return | 25.01% | 54.84%-29.8pp | 43.79%-18.8pp | 345.34%-320.3pp |
| Employer contribution / active EE | $2,582 | $4,946-47.8% | $3,865-33.2% | $4,763-45.8% |
| Participant deferral / active EE | $5,505 | $5,868-6.2% | $4,937+11.5% | $5,850-5.9% |
| Admin fee / account holder | $22,997 | $13,434+71.2% | $9,702+137.0% | $11,597+98.3% |