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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,435 | $69,977+117.8% | $108,582+40.4% | $62,881+142.4% |
| Participation rate | 73.1% | 72.9%+0.2pp | 79.6%-6.5pp | 69.3%+3.8pp |
| Annual return | 2.33% | 10.73%-8.4pp | -51.70%+54.0pp | 20.14%-17.8pp |
| Employer contribution / active EE | $2,879 | $2,135+34.9% | $3,758-23.4% | $2,281+26.2% |
| Participant deferral / active EE | $5,426 | $3,165+71.5% | $4,311+25.9% | $3,203+69.4% |
| Admin fee / account holder | $28,210 | $5,076+455.7% | $7,645+269.0% | $4,296+556.7% |