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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,644 | $81,457+49.3% | $103,378+17.7% | $80,911+50.3% |
| Participation rate | 85.2% | 66.8%+18.3pp | 74.5%+10.7pp | 67.6%+17.5pp |
| Annual return | 18.02% | 25.58%-7.6pp | 24.91%-6.9pp | 35.63%-17.6pp |
| Employer contribution / active EE | $5,597 | $3,107+80.1% | $3,870+44.6% | $2,756+103.1% |
| Participant deferral / active EE | $6,851 | $3,871+77.0% | $5,058+35.5% | $4,297+59.4% |
| Admin fee / account holder | $939 | $6,717-86.0% | $8,401-88.8% | $6,935-86.5% |