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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,902 | $133,981-39.6% | $112,249-27.9% | $134,532-39.9% |
| Participation rate | 81.8% | 78.6%+3.3pp | 75.1%+6.8pp | 81.2%+0.6pp |
| Annual return | -17.15% | 47.16%-64.3pp | 27.48%-44.6pp | 418.27%-435.4pp |
| Employer contribution / active EE | $5,855 | $4,040+44.9% | $3,636+61.0% | $4,741+23.5% |
| Participant deferral / active EE | $6,899 | $5,292+30.4% | $4,729+45.9% | $6,401+7.8% |
| Admin fee / account holder | $2,594 | $7,492-65.4% | $6,412-59.6% | $11,429-77.3% |