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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,433 | $100,203-65.6% | $85,240-59.6% | $145,897-76.4% |
| Participation rate | 65.2% | 74.1%-8.9pp | 67.5%-2.3pp | 80.3%-15.1pp |
| Annual return | 13.33% | 84.28%-70.9pp | 66.75%-53.4pp | 552.29%-539.0pp |
| Employer contribution / active EE | $1,076 | $3,242-66.8% | $2,735-60.7% | $4,663-76.9% |
| Participant deferral / active EE | $4,048 | $5,299-23.6% | $4,527-10.6% | $6,689-39.5% |
| Admin fee / account holder | $653 | $7,265-91.0% | $6,165-89.4% | $13,390-95.1% |