Filings through .
2 of 18 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$70K in admin expenses, $366 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
18 funds of $250K or more; 19 lines in all, holding $40.3M of the plan's $41.0M. Recordkeeper: Alerus Financial.
| Fund | Dollars | % of funds% |
|---|---|---|
| BlackRock Strategic Global Bond Fund, Inc. BlackRock · Mutual fund | $4.2M | 10.4% |
| Reliance Trust Company Stable Value Fund Manager not matched · Stable value Stable value | $3.9M | 9.6% |
| JPMorgan Short Duration Bond Fund JPMorgan · Mutual fund | $3.6M | 8.8% |
| New Perspective Fund Capital Group · Mutual fund | $3.4M | 8.5% |
| Normura Core Equity Fund Manager not matched · Mutual fund | $3.1M | 7.8% |
| JPMorgan Large Cap Growth Fund JPMorgan · Mutual fund | $3.1M | 7.7% |
| Nuveen Large Cap Growth Index Fund TIAA (Nuveen) · Mutual fund Index | $2.5M | 6.3% |
| Investment CO OF America Capital Group · Mutual fund | $2.5M | 6.2% |
| Goldman Sachs GQG Partners International Opportunities Fund Goldman Sachs · Mutual fund | $1.9M | 4.7% |
| American Balanced Fund Capital Group · Mutual fund | $1.9M | 4.7% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
9 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 2 funds, dropped 2 funds, likely replaced 1 fund.
| Fund | Year-end value |
|---|---|
| ReplacedHighMFS Mass Investors Growth Stock Fund R6 to JPMorgan Large Cap Growth Fund | $2.0M to $3.1M |
| DroppedCalvert Equity Fund Class R6 | $2.6M |
| AddedNuveen Large Cap Growth Index Fund | $2.5M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 stable value or insurance line, 9 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
9 more lines and 2 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
ALERUS FINANCIAL, N.A.9 years Service code 15 · EIN 45-6062081 Recordkeeping | $69,910 |
CHARLES SCHWAB & CO., INC.11+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 Securities Custodian | $0 |
LION STREET FINANCIAL LLC9 years Filed as: LION STREET ADVISORS, LLC Service code 26 · EIN 80-0946231 Advisory (Participants) | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
Filed August 21, 2003.
This is a legacy paper filing. The plan administrator and contact details are only in the original filing. We have not converted them into data fields.
2 contacts
11 filings · 2015 to 2025