Retirement plan

DIERBERGS MARKETS, INC. 401(K) PLAN

Name: DIERBERGS MARKETS, INC. - DIERBERGS MARKETS, INC. 401(K) PLAN (2024) Form 5500
Creator: DIERBERGS MARKETS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DIERBERGS MARKETS, INC. 401(K) PLAN, DIERBERGS MARKETS, INC.

DIERBERGS MARKETS, INC.EIN 43-0863198Plan #001PY 2024

16690 SWINGLEY RIDGE RD. - CHESTERFIELD, MO 63017636-812-1367

Other plans on this EIN

1 filing

#002Retirement-$78.1M assets

Prospect flagsHigh feesCorrective distributions

Top hat statement on fileNQDC

Filed August 19, 1999

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$74.5M

+7.7% from 2023

Total participants

406

-7.3% from 2023

Average account balance

$183,407

+15.9% from 2023

Annual return

15.29%

-3.28 pp from 2023

Benchmarks

See 1,305 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants250-999

Cohort1,305 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$74.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$183K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

406

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.06M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$394

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
EPIC RETIREMENT PLAN SERVICES7 years Service code 15 · EIN 16-1450952	Recordkeeping	$101,671
MONETA GROUP LLC5 years Service code 27 · EIN 20-1903821	Advisory (Plan)	$45,189
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259	Securities Custodian	$23,507
WITHUMSMITH+BROWN, PC10+ years Filed as: RUBIN BROWN LLP Service code 10 · EIN 43-0765316	Accounting	$12,500
CHARLES SCHWAB & CO., INC.6 years Service code 59 · EIN 94-1737782	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2K2S2T3D3F3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$160K

$539 / participant

Recordkeeping$102K63.6%
Investment mgmt$46K28.6%
Other / not subdivided$13K7.8%

% of EOY assets

0.215%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RUBIN BROWN, LLP
Auditor EIN: 430765316
Audit fees: $12,500
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$183,407

$54,245+238.1%

$93,727+95.7%

$77,762+135.9%

Participation rate

100.0%

63.9%+36.1pp

68.7%+31.3pp

70.6%+29.4pp

Annual return

15.29%

30.58%-15.3pp

133.83%-118.5pp

31.27%-16.0pp

Employer contribution / active EE

$3,288

$1,168+181.6%

$2,421+35.8%

$2,728+20.5%

Participant deferral / active EE

$7,001

$3,144+122.7%

$4,417+58.5%

$4,651+50.5%

Admin fee / account holder

$394

$575-31.5%

$8,292-95.2%

$433-9.0%

Provider

Service type

Compensation

EPIC RETIREMENT PLAN SERVICES7 years

Service code 15 · EIN 16-1450952

Recordkeeping

$101,671

MONETA GROUP LLC5 years

Service code 27 · EIN 20-1903821

Advisory (Plan)

$45,189

CHARLES SCHWAB & CO., INC.5 years

Filed as: CHARLES SCHWAB TRUST BANK

Service code 19 · EIN 82-3967259

Securities Custodian

$23,507

WITHUMSMITH+BROWN, PC10+ years

Filed as: RUBIN BROWN LLP

Service code 10 · EIN 43-0765316

Accounting

$12,500

CHARLES SCHWAB & CO., INC.6 years

Service code 59 · EIN 94-1737782

Shareholder Servicing

DIERBERGS MARKETS, INC. 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DIERBERGS MARKETS, INC. 401(K) PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion