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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,097 | $72,404-32.2% | $110,243-55.5% | $64,173-23.5% |
| Participation rate | 81.8% | 73.3%+8.5pp | 79.8%+2.0pp | 69.6%+12.2pp |
| Annual return | -5.27% | -6.29%+1.0pp | 314.76%-320.0pp | 7.63%-12.9pp |
| Employer contribution / active EE | $502 | $2,282-78.0% | $3,827-86.9% | $2,381-78.9% |
| Participant deferral / active EE | $2,583 | $3,469-25.5% | $4,672-44.7% | $3,470-25.6% |
| Admin fee / account holder | $4,493 | $5,664-20.7% | $8,548-47.4% | $4,887-8.1% |