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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,476 | $65,704-35.4% | $94,229-54.9% | $59,633-28.8% |
| Participation rate | 76.4% | 72.1%+4.3pp | 78.8%-2.4pp | 68.7%+7.7pp |
| Annual return | -4.81% | 5.22%-10.0pp | 10.68%-15.5pp | 2041.45%-2046.3pp |
| Employer contribution / active EE | $483 | $2,021-76.1% | $3,587-86.5% | $2,203-78.1% |
| Participant deferral / active EE | $2,511 | $3,143-20.1% | $4,320-41.9% | $3,192-21.3% |
| Admin fee / account holder | $3,522 | $4,265-17.4% | $6,269-43.8% | $4,297-18.0% |