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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,571 | $78,707-34.5% | $117,861-56.2% | $70,126-26.5% |
| Participation rate | 77.0% | 73.2%+3.8pp | 79.7%-2.6pp | 69.5%+7.5pp |
| Annual return | 16.08% | 23.30%-7.2pp | 335.11%-319.0pp | 73.15%-57.1pp |
| Employer contribution / active EE | $444 | $2,223-80.0% | $3,786-88.3% | $2,343-81.1% |
| Participant deferral / active EE | $2,272 | $3,297-31.1% | $4,482-49.3% | $3,332-31.8% |
| Admin fee / account holder | $1,363 | $5,066-73.1% | $8,021-83.0% | $4,645-70.7% |