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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,496 | $116,190-56.5% | $93,614-46.1% | $152,885-67.0% |
| Participation rate | 66.7% | 78.0%-11.4pp | 75.8%-9.2pp | 82.5%-15.8pp |
| Annual return | 13.00% | 35.96%-23.0pp | 32.76%-19.8pp | 345.39%-332.4pp |
| Employer contribution / active EE | $1,109 | $3,219-65.5% | $2,718-59.2% | $4,763-76.7% |
| Participant deferral / active EE | $1,286 | $4,604-72.1% | $4,069-68.4% | $5,851-78.0% |
| Admin fee / account holder | $3,617 | $10,749-66.4% | $7,889-54.2% | $11,598-68.8% |